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How this 25 year old is worth $300,000
I wish I knew all this when I was in my 20s...

My friend Kolin Is 25 years old and already worth over $300,000
He built that wealth from scratch. No handouts, no inheritance... just some very smart moves and hard work.
On top of that, he runs several successful businesses and has incredible freedom
If you are in your 20s (or even your 30s+), you NEED to pay attention to this.
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I was 29 years old before money and finances finally made some sense to me.
For Kolin it happened right out of high school.
He made a few mistakes early on (gambling with penny stocks), but he understood earlier than most just how powerful investing could be.
He knew that if you started investing early enough AND you did your best to invest as much as possible, you could radically change the direction of your life.
So Kolin started investing in index funds. His favorite is VOO.
That’s the Vanguard 500 Index Fund ETF.
It’s a collection of the top 500 largest companies in the US by market capitalization.
When you buy VOO you are effectively buying all the biggest companies in the US stock market at once.
Kolin has also done some really important things in his journey.
He has kept his expenses SUPER low. He only spends money that he really has to on the biggest things like rent, car, food, etc.
Sure he has fun and isn’t so strict with his money there is no joy in life.
He’s just also frugal.
This means he cuts back ruthlessly with spending on stuff he doesn’t care about and he spends freely on stuff he does care about.
What this lets him do is have extra money each month to invest.
It didn’t start this way, he had to work his way up to it gradually, but these days he invests a whopping 50% of his monthly income.
That’s also possible because as he worked his day job, he also worked hard to earn more money on the side.
Because of those choices, he’s worth over $300,000 today.
If he stops investing today and adds no more money going forward…
By the time he is 65 years old he will have almost $6M in investments. Again, with adding NO MORE money from this point on. Just compound interest and his hard work to get this far making those moves.

So what are the key takeaways here?
-Start seriously investing as early as you can
-Pick great assets to invest in
-Earn as much money as you can with your job
-Earn more money on the side
-Live frugally
-Investing as much of your income as you can
By doing all that you won’t NEED to wait until you are age 65 to enjoy your money.
If Kolin keeps up at his current pace, he can likely retire early at age 35 or 40 if he wants. And then do whatever he wants without worrying about money.
I’m sharing this because when you are younger you have an amazing opportunity to set yourself up for life if you do things right.
I’ve had to work so much harder than Kolin to achieve millionaire status simply because I started later.
If you want to learn even MORE from Kolin, you NEED to watch this video where I interviewed him about his money journey so far: